General

Vistazo general de la documentación disponible

Caso de uso

Create subscriptions or non-recurring payments

Crear suscripciones o pagos no recurrentes

WebHook Notifications

Notificaciones de WebHook

Subscriptions

Subscriptions.

Payers

Payers

Account

Account.

Dispersions

Register payment dispersions.

Casos de uso

Account balance by bank

get savings and checking account products

Bank connection elimination API

Delete a bank linked to the user, as well as all banking information associated

Cash Flow

Obtain the total value of income, expenses and the difference of the last 4 months.

Credit Card Balance

Credit Card balance

Credit balances

credit balances in bank

CDT Balances

cdt balances in the bank

Chamber of Commerce information

Consult the information registered in the Chamber of Commerce.

Credit card movements

obtain the movements of a credit card

Credit movements by bank

obtain movements of a product for user and bank

Credit Score

Check a user's credit score based on their financial history

Consult income tax return for companies

obtain the information contained in the legal entity type rental declaration

Consult font retention

obtain the information contained in the withholding declaration document from the source type legal entity

Consult DIAN billing details

obtain the details of a specific invoice from a company or legal entity DIAN

Consult billing by company

obtain billing information issued and received by company

Consult active judicial processes

obtain information about a user's active judicial processes

Consult TELCO customer risk

Consult the credit score based on demographic data and payment behavior for Telco services

Detailed information about an employee

obtain information from an employee including personal data.

DIAN consults RUT

With this service you can obtain the information contained in the RUT

Expenses grouped by product category

obtain information from an employee including personal data.

Expenses grouped by category

Consult a user's expense balances grouped by the categories of their movements.

Expenses

Get all spending transactions for savings, checking, and credit card accounts associated.

Identity validation

obtain movements of an investment fund product for user and bank

Income grouped by category

View savings and checking account deposit transactions grouped by category to analyze user behavior.

Investment fund balances

Investment fund balances

Investment fund movements by bank

obtain movements of an investment fund product for user and bank

IVA declaration consultation

obtain the legal IVA declaration information

Legal verification of companies

Validates that a user is a legal representative of a specific company registered with Yoint.

List of general transactions

Consult a unified list of movements of all registered products or movements filtered by product type.

List of manual and automatic products

Consult the list of products and balances of a user, including the assigned name, type of product and entity to which it belongs

Movement of accounts by bank

Obtain movements from savings or checking accounts.

Products

Get a summary of the banks and products associated with a user.

Product type graph

Consult the historical behavior of the balances of a product or type of product (Accounts, Debts, Savings).

Projected budgets

Projects a user's budgets taking into account savings and credit products along with their historical movements

Query income tax return users

With this service you can obtain the information that continues a user's income tax return document.

Recurring income

Determines a user's monthly recurring income value based on the movements in their savings accounts during the last 6 months.

Savings and checking accounts

Consult a list of products such as savings and current accounts where you can identify the products

Savings pocket balance by bank

Get the savings pocket products with your balances from a user and bank. This service.

Sisben consultation

Check if a user is registered in Sisben and obtain their risk level.

Social security users

obtain information from natural persons regarding the payment of parafiscals, employer information

Social security companies

obtain information from legal entities regarding the payment of parafiscals, payroll payment of their employees

Service extract reading

Processes a PDF extract and returns the movements in JSON format. The file must be sent base64 encoded.

TELCO Credit Score

Consult the credit score based on demographic data and payment behavior for Telco services

Total debts

View a list of a user's debt products, including total balances, by product and product type.

Total savings

View a list of a user's savings products, including total balances, by product and product type

Payday

Projects a user's payday based on income movements from their savings and checking accounts.

Product verification

Verify that the client has the financial products they indicate they have, such as loans, credit cards, savings accounts or funds.

User deletion API

Delete a user and all related banking information in the Yoint repository.

Update financial entities

Updates the information of a financial institution, including products, balances and movements associated with a specific user.

Subscriptions

Identifies transactions classified as recurring subscriptions grouped by subscription type, total value paid, and related transactions.

Validation of funds

Validates that a savings or checking account has the necessary funds as indicated by the user